Most videos on this site will be deleted and substitutes with a brief reference after they are several months old ... to keep the information somewhat current and to reduce upload time.
** Be advised when I am talking about the S & P 500 ..... I am not factoring in any mutual funds fees or sales charges... JUST LIKE ... you got it .... a Dangerous Dave illustration. and I am also excluding any charges I might incur on the purchase of Gold or Silver because I have no idea what that might be. In reality, this does give an advantage to D,D,.....Dave's on record as saying invest only in high risk, high up front sales charged mutual funds with 100% of your investment money even in your senior years. His belief is that the cost will be lowered over time due to the fact that no back end fees are charged... but that MORONIC ADVICE assumes that an investor would never move that money for at least 10 or more years and that if the mutual fund does go down in value, it on;t be much and it will snap back..Only a foolish or greedy man would ever suggest that. Like Millions of Americans, I have a very limited savings amount..and no investments in risk.... But if I was going to invest ... and I wanted someone to guide me ... I would follow someone who was was typically ahead of the curve ... in seeing trends .... not someone who made the bulk of their money by selling books and DVDs or making a lot of money off people too foolish to understand that to get out of debt, requires a change in spending habits and then luring them to spend more giving them what is in reality fairly questionable investment advice
GOOGLE: Six Areas Where I Disagree with Dave Ramsey’s Investing and Retirement Withdrawal Advice ///also /// Five Areas I Disagree with Dave Ramsey /// also /// Save Like Dave Ramsey, Just Don't Invest Like Him and there is this
Worry Free TV: You Should Avoid Dave Ramsey's
Mutual Fund Diversification Advice
Dave Financial Peace University FPU ? Years earlier Christian Financial Guru (another Guru who went through bankruptcy) had Personal Financial University PFU. If you do a comparison between these two men you will see a lot of the same hogwash ..of getting rich while really providing little of value that couldn't have been gotten for free ..and telling people it was easy to get 12% annual returns using mutual funds Givens was sued often, charged with fraud and died at age 58 of Prostrate Cancer.
Gerald Celente and the Trends Journal
Not only do I like Gerald Celente for his insights over the years... I also like him for his straight forwardness and no punches pulled with his remarks. I also like his stance on war or should I say peace... so, you might want to consider getting his Trends Journal and learning and donating to his peace site atwww.occupypeace.usAlso like Mr. Celente I am a political atheist but unlike Mr. Celente I take the time to vote and research the candidates beyond their party affiliation I check their actual records not who them claim to be at election time..
This page, I hope will end up with me...not a Financial Guru and not a savvy investor demonstrating the foolishness of following Dangerous Dave's investment advice not his advice that you need to save more money, However, I am only going to use $1,000 a year of savings added each year ... and I'll give both D.D.and myself $100,000 to start If you want you can use your own annual savings amount and starting points/
.
I just want to remind you before I begin that while Dave and some others will try to jack up the amount you save n investment risk so that they can be guaranteed to make money while you assume all the investment risk with the hopes of building these stacks of cash ...at any time something like this could happen to you or a spouse or even a child and if you aren't prepared for the possibility...all those gains you may or may not have have make start to look a little misguided
.
Critical Illness insurance, Disability Income Continuation insurance
life insurance and updated legal documents all vital to your planning
Those tomorrows you and your family were saving for may look a little difference than what the financial adviser got you to picture when he told you to save such a large amount for the future to put more money in their pocket
July 1, 2017 Values
S & P 500 STOCK INDEX 2430.72
GOLD $ 1235 PER OUNCE
SILVER $ 16.65 PER OUNCE
BITCOIN $ 2,453.46
Fictitious Invest. Amount ALL S & P FUND $100,000 June 30, 2017 (41.14 shares)
Fictitious Monthly Deposit 1st of each month $1000
Most small investors DO NOT KNOW when to Hold'em or when to Fold 'em and some of the advice they are given is pure horse sh** designed to make the adviser cold hard cash.
After Strategy Change
VALUES ON July 1, 2017
S & P 500 $ 1000 buys 0.41152 shares on July 1
I sold $60,000 for gold, silver and C.D.or 24.684 shares leaving me with 16.456 shares before my
new deposit when added = 16.8675 shares
I now have
S & P 500 $ 40,988.07 16.8675 shares
GOLD $ 40,000 32.389 ounces
SILVER $ 10,000 600.60 ounces
BITCOIN $ 10,000 4.0759 shares
I chose not to purchase any guarantee money like a C.D at this time
TOTAL FOR ME $100,988.07 TOTAL FOR D.D.. 41.5515 shares x 2430.72 = 101,000.11
August 1, 2017 S & P Fund stands ar 2480.38 $1000 buys 0.403 shares
I now own a total now of 17.2705 shares or $ 42,837.40
D.D. owns a total of 41.955 shares
Gold $ 1266 per ounce
New Gold Acct. $ 41.,004.47 based on 32.389 oz.
Silver $ 16.50 per ounce
New Silver Acct. $ 9,909.90 based on 660.6 oz
Bitcoin $ 11,363.00 (Bit coin now at $2,787,85)
My new total $ 105,114.77
D,D. new total $ 104,064.43
in the lead ME
September. 1, 2017
S & P 500 stands at 2471.65 a $1000 deposit buys 0.4046 shares
My total shares 17.6121 shares D.D.. total shares 42.3596 shares My New S &P Total $ 43,530.95
Gold $ 1327.30 per oz.
New Gold acct $ 42,989.92
Silver new value $ 17.67 per oz.
New Silver acct. $ 10,612.60
Bit Coin $ 18,602.44 (Bitcoin jumps to $ 4,564.01)
My New Total $ 115,735.91
D.D. New Total $ 104.698.10
IN THE LEAD ME by about $ 11,000+
.
While Dangerous Dave and others have a point about investing for the long haul that really doesn't work too often either... but I'll go further into that later. That's why the average stock is traded once every 2 minutes on the New York stock and of course there are those sales charges and fees that are quite costly to the average mutual fund investor, but great for Wall Street and the broker who sells you those 'great investment opportunities' (I don't like mutual funds of any kind ..front loaded or no load with fees ..with the exception of perhaps indexed funds ..but HEY, that just me ...not advice for you) As for Bit Coin .... that is very, very speculative and dangerous..I keep reading it may go to $10,000 or even higher so... since, it is real money I'll play along for a while
MONEY SAVING TIP - When I was in college pinball machines had just gone from 5 games for quarter to 2 games for a quarter. A good friend of mine taught us all a trick that came in handy because after dinner a bunch of us went to the student union game room and played a lot of pin ball.
Dick Bet , my friend taught us that if you put a nickel in first and then wet two pennies and gave them a slight spin... we not only gt our two games but we got a nickel and one penny back. I assume they still have pinball machines ...anyone that tries this trick out or something similar that works let me know and I'll enter you for 4 additional tries at winning a $50 Gift Card
October 1, 2017
After Hurricane Irma passed Gold and Silver began to drop ....I began to get nervous and I thought about moving gold and silver money hypothetically but here is what I listened to at the end of the month
SEPT 20, 2017
Deleted You Tube video for your viewing: Marc Faber-Get Ready For a Massive Market Decline
on Sept. 20, 2017
Many of the top minds involved in Wall Street agreed.
So despite a BRUTAL last two weeks of the month for gold and silver I decided NOT TO MOVE my Gold and Silver money.
S & P 500 stands at 2519.36 $1000 deposit = 0.3969 shares
My new share total 18.019 D.D total shares 43.7565
My new total $ 45,396.35
Gold $ 1282.50 per oz
Gold value now 41,538. 89
Silver $ 16.69 per oz.
Silver value now 11,025.42
Bit Coin 17,730.17 (But coin drops to $4,350)
My New Total $ 115,690.83
D.D. New Total $ 110,238,37
IN THE LEAD ME but D.D. closed the gap ignificantly
By New Year or earlier I expect to move more money from my S& P Account to other areas especially if an interest rate hike occurs ...where I will move it to... I don't know as of yet... Will Trump Tax plan be passed ? I'm not thrilled with it. I don't think Republicans are doing enough for household's earning the median income or less (of course neither have the previous 4 administrations)..That's why I sent him my SOCIAL SECURITY permanent fix, you can find at www.glennsideas.blogspot.com
DURING THE 5TH of OCTOBER 2017 podcast ... Mr. Celente told his audience,,,that he now sees dangers sign ahead for the markets. Gerald Celente - You October Trends Monthly and while he suspects the Trump rally will continue, he now sees the market correction coming sooner rather than later ... he also mentioned a rate increase coming in December and 3 more coming in 2018 according to the FED. NOV. 1, 2017 In the middle of November, Mr. Celente said the markets were near market highs and if Mr. Celente is correct that the markets ... then any investor who moves money to SAFE HAVENS until a correction is over could save up to $1,000's,or $10,000's or even $100,000 's which then in turn could be used to grow
Delete You Tube Video Ron Paul Bubble Warning
ON October 23, 2017 --- Gerald Celente provided the following information from a REPORT he had just read The rich are getting richer Americans are getting sicker sooner. More serious health problems are occurring in people in their late 50's than just 10 years ago and dying sooner 1 in 3 Americans ages 65 to 69 still working 1 in 5 Americans in their early 70's still working and he said, if the markets don't correct by the end of October, he then sees the market correction happening in January or February 2018 AND he says his Trends Journal is predicting a STAGE ONERECESSION beginning in the 2nd quarter of 2018.
He has also recently talked about a STUDY from the IMF (which didn't make American News) .the DEBT LEVEL of the G 20 NATIONS $ 135 TRILLION from borrowing all the cheap money.... and he said when interest rates go up ... this could have a devastating effect.
Just a reminder..neither Mr. Celente or I give investment advice concerning any particular stock, bond, mutual fund , commodity, etc. Another tough month for gold and silver...first up then down,
S & P stands at 2575.26 $1000 deposit = 0.3883 shares
My new share total 16.4758 D.D total shares = 44.1448
My S & P total = $ 42403.58
Gold $ 1269.36 per oz.
Gold Value Now $ 41,113.30
Silver $ 16.71 per oz.
Silver Value Now $ 10,036.26
Bit Coin $ 24,951.80 (Bit Coin explodes to $ 6,121,79)
My New Total $ 118,504.94
D.D. New Total $ 113,684.33
GOLD and SILVER are letting me down but I have faith in Gerald Celente ( am I being as foolishas those who trust D.D.?)
Nov.16, 2017 ---Gerald Celente on a day after the DOW rose 187 points market near peak ...expects a market retreat soon. Now while Mr. Celente, Jim Rogers, Marc Faber and David Stockman have no financial interest in whether you invest in the market or not her is some 'insights' of those that do published on November 20, 2017 concerning 2018
"Wall Street’s stock market strategists have begun unveiling their targets for 2018, and the consensus is bullish. Credit Suisse, Deutsche Bank, UBS, and BMO Capital are among firms telling their clients to prepare for double-digit gains in the S&P 500 (^GSPC).
Whose right? Who would you trust with the advice you take for your money? Could they all be right? The answer is probably not but possibly so ..If the markets have a correction and then a quick snap back with large gains.... but, I would count on both those things happening, within the same year.
NOW, there is a WILD CARD in what will happen ... and that is Donald's Trump's agenda, the cooperation he receives or doesn't from Congress and the effect either has on the economy. Bit Coin which has NO specific trading hours...but on November 29th, it was a wild ride with Bit Coin starting at $9950, rising up to $11,377 then declining to $ 9,290 and at the end of the trading day per se the value was $ 9,816.35. I continue to hold it, but I decide to sell it if the value falls to $8,000 but I am very cautious and worried because of statements I read this month about bit coin. Statements like the following;
"Bit Coin should be outlawed" that was from Nobel Laurette Economist Joseph Stiglitz
"I won't look at Bit Coin as real until you can pay your taxes with it" Armin Ronacher
"Bit Coin is used for money laundering" Senator Chuck Schumer and several others
"Bit Coin is comparable to Colonial American currency that eventually became worthless" former Fed Chairman Alan Greenspan
At most I will sell on January 1st, 2018
There was also an article talking about the dangers of bitcoin and here are some excerpts from that article.
You can Google the article ... but as you can probably tell from the title, the author felt that the vast majority of American investors are not suited to take such risk. Of course some CHUCKLEHEAD will try to convince people to take that risk.... especially if they can prosper from you taking that risk
Dec. 1, 2017
S & P stands at 2647.58 $1000 deposit = 0.3777
My new share total 16.8535 D.D total shares = 45.5225
My S& P total = $ 44.630.99
Gold $ 1274.90 per oz.
Gold Value Now $ 41.292.74
Silver $ 16.380 per oz.
Silver Value Now $ 9.837.83
Bit Coin Value Now $ 40,555.20 based on $9950 value
My New Total $ 136,316.56
D.D. New Total $ 120,524.46 Despite Gerald Celente saying with Tax Reform passed GOLD's downside is currently greater than it's upside, I am putting in an order to sell 20% of my S & P 500 fund if it goes down to 2500 with 50% of the money then moved into GOLD 25% into SILVER and 25% into a guaranteed fund (money Market or C.D.) If the S & P Index goes to 2300 then I will sell another 50% and decide at that time where to put the money. UPDATE: Bit Coin articles I read this month show how easy it is to steal bit coin. .
Deleted You Tube Video: Virtual Bib Coin Worth $425 Million Stolen
Deleted You Tube Video: Wolf of Wall Street's Bit Coin Warning
You've been warned and so have I about Bit Coin. That's why I got out on December 17th at $19,200 despite reading it will go much higher. To be frank ... such a gain in just over 2 1/2 weeks scared the hell out of me. Less than 96 hours after I decided to sell ... Bit Coin's value was below $ 11,000 and it ended the year at $ 13,860 .... Now, imagine if you were a new investor who heard all the hype and rolled over your IRA or even worse took out a home equity loan when Bit Coin was near it's year high top on the speculation of making a HUGE quick profit... I took a chance with 10% of my fictitious account and prospered generously ...but I can't help but remember those who entered late in the dot.com craze and were prompted to transfer their IRA assets and take out 2nd mortgages or borrow against their credit cards only just as what is happening now with Bit Coin only to lose a lot when it bottomed out. My $10,000 Bit Coin investment has grown to $78,256.83 which I put into A MONEY MARKET until at least January 1st
Bit Coin and other Crypto Currencies may or might be the trend of the future ..and it may eventually bring down the stock markets and make bankers almost obsolete as Gerald Celente has said.. and I am no investment counselor ...but, I believe average Americans would be wise not to risk more than they can afford to lose in any type of investment but in particular an investment that is considered high risk.
Here's what Gerald Celente had to say in Mid-December about what he sees for 2018
on you tube //// GERALD CELENTE TOP TRENDS 2018
Gold and Silver took a dive early in December but recovered nicely at the end of the month. A late December report predicted that no recession will happen until 2020 thanks primarily to the tax cut/reform... Who will be right? Celente , Faber, Rogers and a few others or those who work for Wall Street?
Jan. 1, 2018
S & P stands at $2673.61 $1000 deposit = 0.3740
My new share total 17.2275 D.D total shares = 45.8965
My S& P total = $ 46,059.69
Gold $ 1,305.10 per oz.
Gold Value Now $ 42,270.88
Silver $ 16.985 per oz.
Silver Value Now $ 11,220.29
Money Market @ 1.4% $ 78,256.83
My New Total $ 177,807.69
D.D. New Total $ 122,709.34 My distribution percentage of my total amount except for emergency fund Money Market 44.01 % S&P 500 25.91 % Gold 23.77 % Silver 6.31 % D.D.' s distribution of total account except for emergency fund S & P 500 = 100%
BIT COIN - I am not advising you to invest in any type of investment but if you have all your eggs in just one or two baskets or similar baskets (such as D.D.'s all high risk mutual fund recommendations ...your success is very dependent on a very limited number of basket ,,, I was lucky with Bit Coin ...but it does prove the saying "YOU NEED TO KNOW WHEN TO HOLD THEM and WHEN TO FOLD THEM"
Deleted You Tube Video: Gerald Celente Crypto Crisis Market Sell-Off Near
Deleted You Tube Video - What to Expect In 2018 With Special Guest Gerald Celente
.
While in Davos, Switzerland where world leaders met at the end of January //Nobel winning economist Robert Shiller compared today's world stock markets like 1928 not too far from the 1929 crash or October 1987 when the markets lost 23% in just one day ...and he also speculated Americans could see housing prices plunge as taxes on properties are likely to rise....Now maybe the Trump stock market rallies will continue for a long,long time...but then again that's what many thought in 1929.
History Brief Black Tuesday (Stock Market Crash)
You have to decide for yourself where you put your savings /investments,,but just remember what some leading forecssters have said about a market bubble..
I will be keeping an eye on interest rates and the price of gold and silver... I may need to sell off some of those fictitious holdings if interest rates rise rapidly and as the bubble builds in the equities markets... I may need to set slightly higher sell-off points to preserve capital.
Feb. 1, 2018
S & P stands at $2823.81 $1000 deposit = 0.3541
My new share total 17.5816 D.D total shares = 46.2506
My S& P total = $ 46,059.69
Gold $ 1,344.10 per oz.
Gold Value Now $ 43,534.05
Silver $ 17.31 per oz.
Silver Value Now $ 11,434.99
My New Total $ 179,348.38
D.D. New Total $ 130,602.90
The S & P continues to soar..but it did experience some losses near the end of the month. As for Bit Coin which no longer matters for this purpose.. the value dipped to below $10,000 and in February even below $7,000 so I took a risk and on Feb.5th, I moved $ 5,000 out of silver by selling off 300 ounces (new total ounces now 360.6 oz.) and $5,000 out of money markets ... using $7,000 as my base start DESPITE Mark Zuckerberg said ads for these types of currencies will no longer be allowed on Facebook as corruption was discovered in some of the different currencies,. On Feb. 20th, Bit Coin crossed $11,200 and I sold again at $11,000 as it started to go down making a nice gain of 57.1% making my small risk of $10,000 (which was just 5.5% of my total account at that time) and it grew to $15,710 ...which I put immediately back into Money Market ..raising my Money Market total to over $94,000 ... I still have 330.6 oz of Silver, 32.389 oz. of Gold and 17.5816 shares of the S & P Index fund.
Just a Reminder: This is ALL MAKE BELIEVE ... I am not recommending any investment of any kind .... Just trying to demonstrate what BS , D.D. is peddling and how anyone investment advice where risk is concerned can fall flat or far short of the objective they hinted (misled) you would receive....even if you imagine they are HALF WRONG....but who knows maybe Trump will come through for D.D. during the 2 + years of my experiment. What I hope you learn from my bit coin experience is the following:
It's not bad to take some high risk ... but I would CAUTION just how much an average or novice investors took. that way if it fails ... it's not going to hurt you too much in the long run
I'm making a change to a previous decision... Now, if the S & P drops to 2550 at the end of a trading day or below 2450 during a trading day I will sell off 20% of what I have..but instead of moving money into Gold and Silver... I will move it all into money markets as interest rates seem headed up for the foreseeable future. Gold and Silver may very will increase ....but if the stock market blows..I'd like to error on the side of caution until I get a better grasp of he situation.
Deleted Video: Ex OMB Director David Stockman Sees Bond Market Carnage.... that was on Feb. 1, 2018:
In early February, the stock markets took a giant hit, BEGINNING OF THE END ...OR ...JUST A LONG OVERDUE CORRECTION..... ? Time will tell.
Lloyds of London banned Bit Coin purchases with credit cards which means less average investor speculation and more unpaid credit card debt...which was probably fueling the rapid rise.
**************************************** As for the political part in this... it's a good lesson for PRESIDENT TRUMP and TRUMP HATERS ... TRUMP HATERS were trying to give ex- President Obama credit for the recent surge in the market but quickly changed that tune when the market took sudden hits. and as for this President, he needs to stop taking so much credit for the stock market ....because it could lead to more workers getting back into the markets again like they were before 2008 and if it does drop significantly, they will take it out on him in 2020. LOL . POLITICS... what a bunch of HORSESH** .. (I don't have a button like Mr. Celente, but I can still call 'em like I see 'em
Deleted Video: Ep 329 Republican Hypocrites Embrace Debt
Deleted Video Lnetter Zang (Feb.21) Bear Market Trends
March 1, 2018
S & P stands at $ 2713.83 $1000 deposit = 0.3685 shares
My new share total 17.9501 D.D total shares = 46.6191
My S& P total = $ 48,713.52
Gold $ 1,319.30 per oz.
Gold Value Now $ 42,730.81
Silver $ 16.45r oz.
Silver Value Now $ 4,944.87 (remember, I now hold only 300.6 oz)
Money Market @ 1.55% $ 94,139.81 no rate change begin of March
My New Total $ 190,529.01 D.D. New Total $ 126.516.31
HEY D.D.
What am I doing to your investment advice
in this little game I created?
So far at least I'm SMOKIN' you and your garbage investment advice
UH OH DANGEROUS , BEGINNING TO LOOK LIKE
YOU'LL NEVER CATCH ME WITH YOUR QUESTIONABLE
INVESTMENT ADVICE
GOOGLE: How Fiduciary Rule May Censor Financial Broadcasters Like Dave Ramsey
As for me, I'm wondering when some class action lawsuits will be fielded against several 'financial gurus'whose advice has their (the gurus) self interests at the heart of it puts their followers at significant risk and I'm not just talking investment risk.but, that's part of it (see pages 6 , 7 and 8 to see what I talking about..
Two other items of note in February... Apple co-founder Steve Wozinak was robbed of $70,000 of Bit Coins in what was described as a fairly common, simple scam ( and he's computer savvy...right? and the self proclaimed founder of Bit Coin Craig Wright was sued for allegedly stealing $5 Billion of crypto currency and other assets.
MARCH 2ND ARTICLE (EXCERPT) FOUND ON YAHOO. I am not providing investment advice... just thought it provides information worthy of consideration
Former hedge fund manager Whitney Tilson, the founder of KASE Learning, has his children’s college savings accounts in only five stocks.
The value investor and father of three daughters allocated 50% in Berkshire Hathaway (BRK.A) (BRK.B), 25% in Howard Hughes Corporation (HHC), and the remaining 25% split evenly among Facebook (FB), Google’s parent company Alphabet ( GOOGL), and Amazon (AMZN).
“I almost mentioned it in passing. It’s generated quite a buzz because people seem to think that five stocks is an unusually low number, and I sort of laugh because I would be perfectly happy having my entire net-worth in 100% Berkshire Hathaway stock alone. So I think this is a pretty well-diversified portfolio,” Tilson told Yahoo Finance in a telephone interview on “Market Movers
OPINION NOT ADVICE .... I've always been of the opinion that if you truly want to gamble your money ... it's best to only bet what you can afford to lose and then go all in with that money. In areas where I had NO CONTROL OF THE OUTCOME I've bet football and I won big, I've bet basketball and lost big.. In areas where I had SOME CONTROL like poker ...I've won little, medium and big (for the stakes) ..I've also lost little and medium but never lost big. If I were a MARKET risk investor and looking for big gains... I would think RESEARCH and investing in stocks or bonds offers the investor a better opportunity than mutual funds... with the possible exception of index mutual funds /// but staying involved would seem to be important in any event.
DELETED VIDEO: Gerald Celente- Stocks, Gold, Bit Coin - Place Your Bets
MARCH 9TH ...... FEBRUARY JOBS REPORT ---ADDED 313,000 AN UNBELIEVABLY HIGH NUMBER BUT UNEMPLOYMENT RATE NOT CHANGING MEANT MORE PEOPLE NOW LOOKING FOR WORK BY RE-ENTERING THE JOBS MARKET ----- LIBERALS CAN'T UNDERSTAND IT. - TRUMP'S PLAN WORKING SO FAR ---ONLY THING MISSING IS WAGE GROWTH. ---WILL THIS LEAD TO FASTER INTEREST RATE HIKES?
ALSO in March, this headline appeared in the news
A fake startup uses initial coin offering to steal $2 million in digital coins I give no financial advice, except to tell you make sure you research and understand everything you do concerning your money There are illegal ways to steal your money using scams and their are legal ways to do it too as charlatans know all too well.
Saw Dangerous Dave on T.V. morning news shows March 15th ... spouting his usual drivel. He might as well be suggesting that we drink more water and get more exercise.... which is sound advice ... but is it worth the millions of dollars he makes? I don't think so....and of course just like that sound advice it leads millions of dollars to be wasted purchasing products he sells or from following other advice where his ELPs might end up taking advantage of you giving Dave a slice of that pie.
DELETED VIDEO ; Gerald Celente: Got a Problem Blame the Russians
17:48
Prior to becoming President, Donald Trump accurately called the U.S. economy a “big, fat, ugly bubble.” While the economy does seem to be getting better, people living in the streets has continued to rise thanks in part to unaffordable housing in certain areas of the country..usually led by Democratic city administrations with liberal policies for a long, long. time. Here's Ron Paul to discuss the situation .DELETED VIDEO: Economic Boom? Why is Homelessness Skyrocketing
On March 19th Gerald Celente went on INFO WARS and talked about the corruption of the media and more Alex Jones (4th Hour) Monday 3/19/18 : Gerald Celente Trends In the News & Economy ... now besides reminding people that not being a Trump fan, he also reminded the audience what a horrible human being Hillary Clinton is, and that the stock markets had basically peaked and with the economy and how to protect yourself in the current economy you should... watch the video and go to about minute 32 of the 42 minute video. ha ... thought I was going to tell you ...I did save you 32 minutes though. I will tell you that I will be watching both gold and bit coin...even though my fake account holds none at this time.
Economic Columnist Mark Hulbert who I have never hear od wrote on March 21st that Consumer confidence was at it's highest level since 2004 and he suggested that made it a good time to move toward cash versus the stock market based on his past experience.The next day the Fed raise interest rates from 1.5% to 1.75% and the markets fell only slightly.
March 22nd Business News
The US pension system has gotten so bad that Congress is planning for its failure Pensions are simply giant pools of capital used to pay out retirement benefits to workers. Typically, employers and employees contribute a percentage of the employees' salary to a pension throughout his or her career. Then, upon retirement, the pension is supposed to pay a fixed, monthly amount to the retiree. There are both government and corporate pension plans. Boston College estimates the nation's 1,400 multi employer plans (corporate) are facing a $553 billion shortfall. And around one-quarter of those are in the "red zone," meaning they'll likely go broke in the next decade or so. But Congress' committee, assuming it works, wouldn't even rescue the red zone plans, much less the remaining ...And it doesn't even begin to address therealproblem -the $7 trillion funding gap faced by the government's own pensions.
Congress is stepping in because the Pension Benefit Guaranty Corporation (PB GC) - the pension equivalent to the Federal Deposit Insurance Corporation (FDIC) - is completely insolvent.
Like the FDIC, the PBGC is an insurance program funded by premiums paid by its participating members (pensions). Its entire income is made up of premiums collected and the investment income it earns on those premiums.
So, as the markets crash, not only will the PBGC's portfolio get slaughtered… so will those of the pensions it guarantees (which will then require more funds). And as these pensions fail, the PBGC will collect less in premiums. It's a vicious circle.
But things are plenty bad already.
WOW ! THAT ALL SOUNDS PRETTY DEPRESSING ...whether you have a pension or not.
Same Day March 22 - Deleted Video
Gerald Celente - Bull Market, Correction or Crash
Just a reminder, having your personal TRENDS JOURNAL could just be one of the best investments one ever makes.
March 29th ... 10 pm. I looked at Bit Coin. It was $6,870.00 Earlier in the month when it was around $8500 Gerald Celente said if it hit $7,000 it would continue to drop..wonder if he will be right and if he is...how far could it go.. FYI..Mr. Celente also said that if Gold hits 1380 it could shoot right up towards $2000 an ounce.. It was over $1350 the other day but then retreated.
April 1, 2018
S & P stands at $ 2640.87 $1000 deposit = 0.3787 shares
My new share total 18.3288 D.D total shares = 46.9978
My S& P total = $ 48,713.52
Gold $ 1,329.60 per oz.
Gold Value Now $ 43,730.54
Silver $ 16.34 oz.
Silver Value Now $ 4,911.80 (remember, I now hold only 300.6 oz)
Money Market @ 1.55% $ 94,261.14 new high for money market interest for April 1.75% My New Total $ 191,617.00 I lead by $ 67,501.92 I have only 25.42% at risk in the stock market
D.D. New Total $ 124,115.08
My goal is now to continue to use money moves to stretch my lead with as little risk as possible..With interest rates heading up and if the stock markets have come close to peaking but if Trump's policies continue to help.who knows..maybe the S & P will get a new significant upward burst.... Gold and silver prices could help my lead even more or cut into them signifcantly
DELETED VIDEO: Gerald Celente Market Danger Golden Moment Ahead
DELETED VIDEO: Gerald Celente - The Trump War Will Crash The Markets
Ask yourself why would Assad use chemical weapons when he had no problem killing his own people in usual methods. Personally, I think someone else including our own CIA or Israel may be responsible to get America to go to war. That's why the NEO-CONSERVATIVES, the upper echelon intelligence agencies and the globalists wanted Hillary Clinton to win the election. Hopefully Trump listens to reason and not some of those who have his ear.
THROUGHOUT MY BUSINESS SITE I TRY TO GET PEOPLE TO THINK ABOUT THE PEOPLE WHO USE YOUR LACK OF KNOWLEDGE TO BILK YOU OF MONEY.
DELETED VIDEO: Another Subprime Bubble The Fed Never Learns
DELETED VIDEO Market Bounce or Market Bust
APRIL 21, 2018
Mark Mobius, the 81-year-old investment guru, believes the U.S. stock market is set for a 30% correction that would essentially wipe out the gains of the last two years. The renowned fund manager, who left Franklin Templeton, the American investment house, after more than 30 years in January, said “all the indicators” point to a large fall in the S&P 500 SPX, -0.85% and the Dow Jones Industrial Average DJIA, -0.82% . “I can see a 30% drop,” said Mobius, who launched one of the world’s first emerging market funds. “When consumer confidence is at an all time high, as it is in the U.S., that is not a good sign. “The market looks to me to be waiting for a trigger that will cause it to tumble
May 1, 2018
S & P stands at 2647.00 $1000 deposit = 0.3778 shares
My new share total 18.3666 D.D total shares = 47.3756
My S& P total = $ 48,616.39
Gold $ 1319.2 per oz. I own 32.389 oz
Gold Value Now $ 42,727.57
Silver $ 16.401 per oz I own 300.6 oz.
Silver Value Now $ 4925.22
Money Market @ 1.75% $ 94,398.60 best money market interest rate for May still 1.75 % My New Total $ 190,667.78 D.D. New Total $ 125,403.21
Will the S & P 500 and thus stock mutual funds move forward much in the coming year or so? Well, with President Trump... it's hard to say... May starts with a cautious outlook from Gerald Celente but with some good news on the employment situation as unemployment fell to 3.9% the way it is calculated.
DELETED VIDEO a market crash on the scale of 2008 is looming
Gerald Celente kept warning about the probability of MidEast wars and the markets crashing if that happened... Ron Paul thought the tariffs aren't good and that meant economy wasn't as good as it seems. A different voice for you to hear Peter Schiff because it may prove to be the most beneficial to most of you to hear. DELETED VIDEO: Pete Schiff -Consumers Won't Be Comfortable With Higher Inflation
During the week ending May 18th, interest rates rose to their highest in years, Celente talked about the negative effect that could have on the economy and the markets if they continued upward. Bit Coin fell to around 8,000 after having approached 10,000 and oil fell below 1290 as world economies weaken and the possibility of trade wars and regular war rise slightly.
Remember Jim Rogers predicting agreat economic crash just last summer ...Here he is on FOX Business May 24, 2018
DELETED VIDEO: JIM ROGERS - WHAT'S REALLY GOING ON
June 1, 2018
S & P stands at 2705.77 $1000 deposit = 0.3696 shares
My new share total 18.7362 D.D total shares = 47.7452
My S& P total = $ 50,615.85
Gold $ 1304.1 per oz. I own 32.389 oz
Gold Value Now $ 42,238.50 I decide that Gold may not go up for a while ..so, I sell off half my gold and move that money into Money Market .... I now own 16,194 oz of Gold worth $21,118.60
Silver $ 16.45 per oz I own 300.6 oz.
Silver Value Now $ 4944.84 I'm not happy with silver either by my exposure is very little.. I keep it all
Money Market @ 1.75% $ 94,536.26 = new Money Market money from sale of gold $ 21,119,90 for a total of $115,656.16 Best money market interest rate for June still 1.85 % My New Total $ 192,332.45 D.D. New Total $ 129,187.53
FYI - BIT Coin was at 7450 at month's end and I was tempted to purchase some just to take some more risk... but how much was I willing to risk became an issue and I decided to sit still. Silver since I purchased it 11 months ago is down a little ....so, I would have been better off with a money market purchase there ...but it could still turn out to be a good hedge against inflation..same with gold.. so no action there,
A LITTLE SOMETHING DIFFERENT TO START JUNE... Having watched shows like REIGN, and MEDICI on Netflix, I became more knowledgeable about the Medici family in Europe decades ago.
DELETED VIDEO: KEISER REPORT - THE MEDICI CYCLE
On June 6th Celente said they did not see a trade war... but he did say ..BE PREPARED FOR A MARKET CRASH ..primarily due to rising interest rates....and he said we are at the beginning of the EUROZONE as Italy makes a dramatic change in government due mostly to the Barack Obama and Hitlery (as he calls her) Clinton destruction of Italy that lead to all the Muslim migrants coming to Europe mostly through Italy shores.He talked about money flowing out of Europe thanks in part to this event.
Martin Armstrong another so-called knowledgeable money person said to expect to see interest rates to rise up to 10% at some point. You may want to watch MARTIN ARMSTRONG -RATES ARE GOING TO JUMP TO 10% INSTANTANEOUSLY June 13th ... The Fed raised interest rates another 1/4% ,
June 20th ... DELETED VIDEO ... Gerald Celente: Trade Wars Won't Sink Markets
July 1, 2018 --- ONE YEAR INTO MY MONEY STRATEGY GAME vs. Dangerous Dave'S approximate investment
My instincts on both Gold an Bit Coin proved good as by July 1, GOLD no was down to $1200.0z
and Bit Coin was at $
the S &P now 2718.37 1000 Despot buys 0.3679. .shares
my new share total 19.1041 D.D. share total 48.1131
My S & P 500 total $52,932.01
Gold 1254.20 per oz. 16.194 oz. owned
Gold Total $ 20,310.52
Silver 16.16.per oz 300.6 oz
Silver Total $ $ 4.847.70
Money Market Total $ 115,834.46 July Money MARKET RATE 1.90%
My New Total after one Year $ 193,924.69
D.D.'s New Total after 1 Year $ 130,787.76
My new Distribution Total S & P 500 27.3 %
Gold 11.1%
Silver 2.5%
Money Market 59.1%
Bit Coin 0%
D.D. Distribution Total S & P 500 = 100%
12 MONTH RESULTS S & P went from 2430.72 to 2719.37 11.9% gain
Gold went from 1235 to 1254.2 1.5% gain Silver went from 16.65 to 16.12 3.0% loss Bit Coin gained about 250% during the 12 month period ending July 1, but had lost 65% from it's year's high ...which is a great example of how numbers can be deceiving for mutual funds, stocks, bonds etc. Imagine you invested in bit coin when it was near it's all time high ...that 400% gained it had experienced in the previous time meant absolutely nothing to your financial well being,
Despite an expected GDP growth of more than 4% and the continuing stock market rally, here is what Peter Schiff had to say two thirds of the way through July
DELETED VIDEO: Peter Schiff: IS The Time Coming The Great Economic Recession Again
One thing about me... I do not root against the well-being of the American people which is what people on the left seem to be doing these days for political reasons, Will they get their wish? Probably, because recessions happen but when is the question and how deep will it be.
GOLDMAN SACHS --- has said that with $ 4 TRILLION of CORPORATE DEBT becoming due in 2022, it would be a good idea to invest in gold and silver according to spokesman Dick Morris
On July 27, Gold was down to $122 an ounce. I may buy more gold, but I want to wait. The economy GDP grew 4.1 % in the 2nd quarter of 2018
Mr. Celente ...still knocking it out of the park. I just wish he wasn't so shy with his critiques.. LOL
I HAVE PREVIOUSLY STATED THAT I AM NO SKILLED INVESTOR, NOR DO I GIVE INVESTMENT ADVICE ,,,,,,,, THIS PARTICULAR SECTION WAS SIMPLY TO TEST MYSELF AGAINST THE INVESTMENT ADVICE OF DANGEROUS DAVE and TO PROVIDE YOU SOME UP TO DATE MONTHLY INSIGHTS FROM SOURCES MORE RESPECTED HAN EITHER ONE OF US.
The following however is from someone I have never heard of and so I present it with obvious caution. BUT HE IS CERTAINLY OPTIMISTIC ... and it just goes to show you ow difficult it can be to know whom to trust. Keep in mind this article was printed in the same week as Mr. Celente's video and in the same month as Mr. Schiff's.
ARTICLE TO READ
The S&P Will Double Within the Next 5 Years
Kevin Matras
SUMMARY: There is always someone willing to say almost anything if it helps him sell his advice Now there is more to this article and you may be able to find it with a GOOGLE....
BUT what I skipped over was that the author of this article had a book with a value supposedly worth $50 that you can get for FREE while supplies last or until July 29th. Note the date of the 'article' ....but I suppose if you want to learn the secrets this 'GURU' can teach you... you can still buy the book. Afterall, $50 is a drop in the bucket when you consider how much his advice is going to make you. and truly that would be a good deal ....but while his book has guaranteed price after July 29, 2018... HIS ADVICE COMES WITH NONE. nor does anyone else's investment advice including Dangerous Dave's or Jim Cramer's, etc., etc., etc.
August 1, 2018
the S &P now 2816.29 1000 Despot buys 0.3651. .shares
my new share total 19.4642 D.D. share total 48.3782
My S & P 500 total $52,932.01
Gold 1233.10 per oz. 16.194 oz. owned
Gold Total $ 19,968.82
Silver 15.54.per oz 300.6 oz
Silver Total $ $ 4.671.32
Money Market Total $ 116,017.86 August Best Money MARKET RATE 2.00%
My New Total after one Year $ 193,558.99
D.D.'s New Total after 1 Year $ 136,247.04
Not a good month again for gold and silver. Are they near their bottom? I'll wait a while
to see what happens.
It is apparent or should be... that there is no way... Dangerous Dave can beat me.... even if Gold and Silver lost all their value...so starting in September, I will increase our contributions to $5000 per month each..with Dangerous Dave's going only into the S & P 500.. while mine will be split $1000 into the S & P 500, $ 1000 into Gold , $1,000 into silver and $2,000 into my Money Market .....still keeping me far more conservative than D.D but adding some calculate risk that Gold and Silver will stay stable, loss only a little or hopefully rise. BUT, that doesn't start until Sept. 1, 2018. ****************************************************** This was a headline and first paragraph on August 8th
MOODY'S WARNS: Mutual funds are bleeding cash at an unprecedented rate, and they're increasingly vulnerable to the next market meltdown It's not getting any easier for stock pickers to hold on to their clients. According to Moody's, investors have pulled cash from actively managed equity mutual funds in the US at the fastest year-to-date pace on record. The funds lost $129.11 billion of investor dollars from January to July, up from $99.88 billion a year earlier, data compiled by the Investment Company Institute and cited by Moody's show. The flight of money away from managers who meticulously pick stocks and to exchange-traded funds is happening a bit faster than Moody's had forecast. The market share of passive investments last year was nearly 35%, more than the credit-rating agency's estimate of 34%
FYI: actively managed equity funds are the kind Dangerous Dave recommends,
August 12 from Max Cea in salon.com ...another article of caution
THE END REALLY IS NEAR : THE PLAY BY PLAY OF THE COMING ECONOMIC COLLAPSE
Since June, 2009, the pit of one of the biggest recessions in American history, the U.S. economy has been growing, slowly but steadily. That’s just over nine years of uninterrupted growth. If the good times roll for another year — and most economists expect they will — this expansionary period will go down as the longest ever in American history, surpassing the 120-month-long period during the ‘90s tech boom. But don’t be so quick to pop bubbly and send the confetti raining down. There’s precedence for unprecedented growth: It always ends. The economy, of course, moves in cycles. And no matter how you slice it, it would seem there’s only so much more climbing before a fall. But what will set off the downturn They got the opinion of 5 economists 3 who had predicted 2008's downturn You can Google that article for what the 5 economists say. HOWEVER, I want to caution you. Salon.com is about as far left as possible politically so attacking Trump is in their DNA. Also one of their economist Peter Schiff is usually negative much of the time and always promoting the purchase of Gold. Also we've never had such a strong president where the economy is concerned. and so far he has done some things many thought we would never see before ...They are right about one thing...the economy and the stock markets do not go with a recession for too long a period. Will a recession hit in 2020 like they seem to agree, or after sometime in Trump's second term or perhaps after he leaves office(assuming he runs for and wins re-election?) Geral Celente a more reliable source to listen to said on August 1st that Trump's tariffs would not sink the economy On August 17th Gold hit $1180... So I decided to use $20,000 of my Money Market money to purchase more Gold adding 16.949 oz to my 16.194 for a total of 33.143 ... Silver also continues to plummet...but I decided to wait until the end of the month Here is some more from Mr. Celente during mid August DELETED VIDEO ; GERALD CELENTE CURRENCIES CRASHING AROUND THE WORLD
Gerald Celente - Currencies Crashing Around THE World
Now if Mr. Celente's prediction in this next video is TRUE this will be huge for the economy and IF REPUBLICANS hold the HOUSE AND Senate in November OTHERWISE A DEMOCRATIC takeover in the House of Reps could lead to a total market collapse sooner rather than later.
\ DELETE VIDEO: CELENTE: TROOPS PROGRESS ADMINISTRATION ACTION
iT DID NOT TURN OUT TO BE TRUE AS TRUMP LEFT THE TROOPS IN AFGHANISTAN
..
DELETED VIDEO: Gerald Celente: Inside The August 2018 Trends Journal
Sept. 1 2018
the S &P now 2901.521000 Despot buys 0.3465.shares for me x 5 for D.D.
my new share total 19.8107 D.D. share total 50.1014
My S & P 500 total $57,481.14
Gold $ 1206.90 per oz. 33.143 oz. owned + new Purchase on 9/1 of
0.8286 - 33.9716
Gold Total $ 41,000.32
Silver $ 14.57 .per oz 300.6 oz + new Purchase on 9/1 68.8342 oz =
369.2342 oz
Silver Total $ $5.379.74
Money Market Total $ 98.194.56 September Best Money MARKET RATE 2.00%
Remember all MY new totals will include $2,000 a month added to Money Market account, $1,000 a MONTH into the S & P $1,000 a month into Gold and $1,000 a month into Silver while Dangerous Dave new totals now reflect $5,000 a month into the S & P ...all to see if his 100% at high risk formula holds up or allows for a comeback
The following is a July 2018 posted video with a negative look at what is possible in the United States based on some facts happening around the world. However, I want to remind you of what some knowledgeable people have been saying since Obama was president. They expected a stock market collapse, but they did not expect it to have a significant impact on average people. NOTHING IS GUARANTEED.
DELETED VIDEO - 10 EXPERTS PREDICT WHEN THE IMMINENT ECONOMIC COLLAPSE BEGINS
I DON'T GIVE INVESTMENT ADVICE, but if you think the stock will market will plunge in 2019 or 2020, it might be a good idea to move your money to safety and then go back in once you think the markets have hit rock bottom or at least near it.
ARTICLE TO READ
Hedge fund titan Ray Dalio warns about what's coming in just 2 or 3 years
SUMMARY ...Mr. Dalio does not see good things ahead for the economy around 2020 to 2021
My insight Assumption ... Let's assume you currently have $100,000 in the stock market and let's assume the market and your value will grow 12% a year for the next 3 years .... before falling 50% .... Let's also assume you could move your money today into a fund with a guaranteed rate of return of 2% with total safety of your principal.
If you stay in the market and your $100,000 would grow to $127,948.8 but then decline to $63,974.49 Had you instead moved your money to safety today... after 3 years you would have $106,128.80 Remember...a downturn can occur quickly, but in the example I just gave you ... even a 20% decline after 3 years would drop to below what the guaranteed fund would be.
That is why I believe that average American family is better off with low risk and guaranteed funds for savings , good economically smart insurance program and conservative spending habits...although I am not against limited amounts of high risk ...especially if it is timed correctly (like after a significant market drop) but sold before reaching it's peak. Sort of what I did with my imaginary account with bit coin...and what I am hoping to do with gold ...and perhaps silver...but you need to determine, what is hype and what is not ...and salespeople on TV are always hyping ...no matter what the reality is.
Gold and Silver continue to go nowhere for those investing in them. The Fed increased interest rates during the last week of September and promised another increase in December,
October 1, 2018
the S &P now $ 2913.981000 Despot buys 0.3432.shares for me x 5 for D.D.
my new share total 19.8107. D.D. share total 51.617.4
My S & P 500 total $57,728.09
Gold $ 1196.20 per oz. 33.9716 oz. owned + new Purchase on 10/1 of
0.83598 = 34.8076
Gold Total $ 41,638.05
Silver $ 14.67 .per oz 369.2343 oz + new Purchase on 10/1
68.8342 oz = 438.0765 oz
Silver Total $ $6.426.58
Money Market Total $ 102,148.25 October Best Money MARKET RATE 2.10%
Remember all MY new totals will include $2,000 a month added to Money Market account, $1,000 a MONTH into the S & P $1,000 a month into Gold and $1,000 a month into Silver. While Dangerous Dave new totals now reflect $5,000 a month into the S & P ...all to see if his 100% at high risk formula holds up or allows for a comeback
My New Total after one Year $ 207,940.97
D.D.'s New Total after 1 Year $ 150,412.07
Deleted Videos: Gerald Celente;Red Ocotber Alert Economic Meltdown Worse Than Great Recession Coming and Dalio on Turkey and Argentina
October 17, 2018
DELETED VIDEO: Gerald Celente Market Bounceback A Fleeting fad
Like with Bitcoin... one has to make decisions that could prevent significant losses ... So, on October 17th I decide to sell off 10.68 shares of S & P 500 holdings (about $30,000 of my holdings and moved that money into the money market, I could regret that.. but I will sleep better or would if the money was real. I will continue with my investing percentage.My new share holdings in the S & P just 9.1327 shares
On October 24th...Mr. Celente warned America to get healthy ...economically and in other ways. He said we are at the beginning of an economic 9/11. I pray he is wrong...
DELETED VIDEO: WEEKLY UPDATE - TRUMP IS RIGHT THE FED IS CRAZY this video comes from former Congressman and Presidential candidate Ron who has always been an advocate for getting rid of THE FEDERAL RESERVE.
Despite a two day gain of about 70 points in the S &P and a 700 point in the Dow during the last two days of the month...each was significantly down for the month It was the worse month for thr stock market since 2008
DELETED VIDEO: Gerald Celente U.S. Entering Stage One Recession
November 1, 2018
the S &P now $ 2711.74 1000 Despot buys 0.3688 .shares for me x 5 for D.D.
my new share total 9.60150 D.D. share total 53.4612
My S & P 500 total $26.036.77
Gold $ 1216.10 per oz. 34.8076 oz. owned + new Purchase on 11/1 of
0.82238 = 35.6298
Gold Total $ 42.973.15
Silver $ 14.245 .per oz 438.0765 oz + new Purchase on 11/1
70.2 oz = 508.2766 oz
Silver Total $ $7,240.40
Money Market Total $ 136603.36 November Best Money MARKET RATE 2.10%
My New total $212,853.58
Dave's total $144,972.95 Dave lost about $6,000 for the month while with my move in mid month I ended up with about a $5,000 gain for the month as gold rose and money market's guaranteed kept me in upward trend
Gerald Celente -Red Alert Global Economy Breakdown
Has Accelerated -Soaring U.S. National Debt
Gerald Celente- As Warned Crypto Crashing
On November 28th, all 4 major stock indexes saw gains of over 2% ... OVER 617 POINTS ON THE DOW........ and over 61 POINTS ON THE S & P 500 Here is the reason why
Watch Fed Chair's Jerome Powell's Full Speech On State of Economy
\
Only a very strong last week rescued the markets from a down month
DEC. 1, 2018
the S &P now $ 2760.16 1000 Despot buys 0.3623 .shares for me x 5 for D.D.
my new share total 9.9638 D.D. share total 55.2727
My S & P 500 total $27.502.68
Gold $ 1227.30 per oz. 35.6298 oz. owned + new Purchase on 12/1 of
0.8148 = 36.4446
Gold Total $ 44.726.46
Silver $ 14.245 .per oz 508.2766 oz + new Purchase on 11/1
70.2 oz = 578.4766 oz
Silver Total $ $8,240.40
Money Market Total $ 141,472.03 December Best Money MARKET RATE 2.25%
My total as of 12.1 $ 221.941.57 D.D.'S total 12/1 $ 152,562.49
Gerald Celente - Will Central Banksters Boost Markets
Gerald Celente 2019 Top Trends Special Report
Jan, 1 2019
the S &P now $ 2506.85 1000 Despot buys 0.3989 .shares for me x 5 for D.D.
my new share total 10.3627 D.D. share total 57.2672
My S & P 500 total $25.977.73
Gold $ 1284.70 per oz. 35.6298 oz. owned + new Purchase on 12/1 of
0.7784 = 37.2230
Gold Total $ 47.820.39
Silver $ 15.56 .per oz 508.2766 oz + new Purchase on 11/1
64.2674 oz = 640.7440 oz
Silver Total $ $9,969.98
Money Market Total $ 146,655.15 January Best Money MARKET RATE 2.40%
My total as of 12.1 $ 230.423.05 D.D.'S total 12/1 $ 143,560.28 My Holdings at the beginning of the year by Percentage of total assets S & P 500 11.27 % Gold 20.75 % Silver 4.33 % Money Market 63.65 %
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